Create a new original English news banner set with three stacked horizontal ribbons.
Style: playful editorial vector graphic, thick outlines, bold icons, clean commercial polish.
Layout: square canvas with one folded ribbon, one rounded speech strip, and one arrow-ended ticket.
Main text: "LATEST NEWS", "TODAY'S UPDATE", "HOT TOPIC".
Language: English only; keep every phrase correctly spelled.
Design changes: use cobalt blue, coral, mint, cream, and black with a different icon for each banner.
Background: pure warm-white square background with even spacing and complete banner edges.
Remove: designer credit, watermark, brand logo, QR code, website, author mark, and fine print.
Avoid: exact copying, original colors, random tiny text, misspelled text, and copyrighted brand elements.
